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Oklahoma City city, OK

ZIP 73102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73102

Median Home Value
$212,500
Median Rent
$1,146
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,365/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73102 in Oklahoma City city, OK, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,365. That sits below the local median household income ($67,542), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
7.3%-89% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
75.8%+98% vs US avg
x
$212,500
Home Value
$1,146
Rent
1977
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.7%
  • 1-unit attached4.2%
  • 2-9 units6.1%
  • 10+ units81.4%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$212,500
Median rent$1,146
Owner-occupied7.3%
Vacant7.5%
Price-to-income3.1x
Est. income to buy$58,000