US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 73104
  5. Housing & Real Estate
Oklahoma City city, OK

ZIP 73104 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73104

Median Home Value
$341,300
Median Rent
$1,365
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,192/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73104 in Oklahoma City city, OK, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,192. That is about 35% above the local median household income ($69,886), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
15.3%-77% vs US avg
x
Vacancy Rate
8.3%-20% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
19.2%-50% vs US avg
x
$341,300
Home Value
$1,365
Rent
2011
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.5%
  • 1-unit attached2.9%
  • 2-9 units15.1%
  • 10+ units70.0%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$341,300
Median rent$1,365
Owner-occupied15.3%
Vacant8.3%
Price-to-income4.9x
Est. income to buy$94,000