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Ardmore city, OK

ZIP 73401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73401

Median Home Value
$174,700
Median Rent
$744
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,122/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73401 in Ardmore city, OK, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,122. That sits below the local median household income ($60,288), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.9%-2% vs US avg
x
Vacancy Rate
12.9%+25% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
47.2%+24% vs US avg
x
$174,700
Home Value
$744
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached3.2%
  • 2-9 units7.1%
  • 10+ units2.8%
  • Mobile home & other9.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,700
Median rent$744
Owner-occupied63.9%
Vacant12.9%
Price-to-income2.9x
Est. income to buy$48,000