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Chattanooga town, OK

ZIP 73528 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73528

Median Home Value
$154,900
Median Rent
$517
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$995/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73528 in Chattanooga town, OK, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $995. That sits below the local median household income ($67,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
13.8%+33% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
4.2%-92% vs US avg
x
Mortgage-Free
61.0%+60% vs US avg
x
$154,900
Home Value
$517
Rent
1972
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.6%
  • 1-unit attached0.4%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other19.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,900
Median rent$517
Owner-occupied76.8%
Vacant13.8%
Price-to-income2.3x
Est. income to buy$43,000