ZIP Code 73766 — Pond Creek city, OK Demographics & Data

ZIP code 73766 covers Pond Creek, OK in Grant County with a population of about 1,097.

At a glance, the area shows median age of 34.0 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-3; the OKLAHOMA CITY media market.

Median household income in ZIP 73766 is about $60,729 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 7.0%; 21.6% of adults with a bachelor’s degree or higher (about 12.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Agriculture; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $116,000 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $571 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 76.0% (about 10.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73766 in Pond Creek, OK, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $745. That sits below the local median household income ($60,729), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pond Creek city, OK as Very Low (composite score 27.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (44.3) and hurricane (16.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pond Creek city, OK show little to no average snow and around 33.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 73766 (Pond Creek city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.