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Bartlesville city, OK

ZIP 74003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74003

Median Home Value
$107,400
Median Rent
$618
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$690/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74003 in Bartlesville city, OK, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $690. That sits below the local median household income ($49,138), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.1%-8% vs US avg
x
Vacancy Rate
19.7%+91% vs US avg
x
Broadband Access
86.2%-1% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
16.8%+32% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
55.9%+46% vs US avg
x
$107,400
Home Value
$618
Rent
1956
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached2.7%
  • 2-9 units6.6%
  • 10+ units6.7%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,400
Median rent$618
Owner-occupied60.1%
Vacant19.7%
Price-to-income2.2x
Est. income to buy$30,000