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ZIP 74013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74013

Median Home Value
$143,600
Median Rent
$987
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$922/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74013, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $922. That sits below the local median household income ($67,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.0%+4% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.2%-90% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
13.7%-72% vs US avg
x
Mortgage-Free
26.7%-30% vs US avg
x
$143,600
Home Value
$987
Rent
1968
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached2.5%
  • 2-9 units4.6%
  • 10+ units7.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$143,600
Median rent$987
Owner-occupied68.0%
Vacant7.3%
Price-to-income2.1x
Est. income to buy$40,000