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ZIP 74018
Housing & Real Estate

ZIP 74018 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74018

Median Home Value

$159,700

Median Rent

$770

Affordability Snapshot

$44,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,026/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74018, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,026. That is roughly in line with the local median household income ($44,934). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

44.2%-32% vs US avg

Vacancy Rate

12.9%+25% vs US avg

Broadband Access

87.0%-0% vs US avg

4+ Bedrooms

1.4%-91% vs US avg

Built Pre-1939

4.9%-62% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

26.5%-47% vs US avg

Mortgage-Free

50.3%+32% vs US avg

$159,700

Home Value

$770

Rent

1959

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached77.4%
1-unit attached5.3%
2-9 units12.6%
10+ units2.1%
Mobile home & other2.7%

ZIP 74018 — Housing & Real Estate

Housing & Real Estate in ZIP Code 74018

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