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Westport town, OK

ZIP 74020 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74020

Median Home Value
$137,600
Median Rent
$629
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$884/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74020 in Westport town, OK, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $884. That sits below the local median household income ($61,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+17% vs US avg
x
Vacancy Rate
15.7%+52% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
4.4%-65% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
15.1%-70% vs US avg
x
Mortgage-Free
52.5%+37% vs US avg
x
$137,600
Home Value
$629
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.4%
  • 1-unit attached0.4%
  • 2-9 units3.6%
  • 10+ units2.2%
  • Mobile home & other22.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$137,600
Median rent$629
Owner-occupied76.2%
Vacant15.7%
Price-to-income2.2x
Est. income to buy$38,000