US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74027
  5. Housing & Real Estate
Delaware town, OK

ZIP 74027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74027

Median Home Value
$126,600
Median Rent
$607
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$813/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74027 in Delaware town, OK, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $813. That sits below the local median household income ($42,344), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.3%+14% vs US avg
x
Vacancy Rate
14.9%+45% vs US avg
x
Broadband Access
49.4%-43% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
4.5%-91% vs US avg
x
Mortgage-Free
64.6%+69% vs US avg
x
$126,600
Home Value
$607
Rent
1980
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.9%
  • 1-unit attached0.5%
  • 2-9 units0.7%
  • 10+ units0.0%
  • Mobile home & other32.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$126,600
Median rent$607
Owner-occupied74.3%
Vacant14.9%
Price-to-income3.0x
Est. income to buy$35,000