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Skiatook city, OK

ZIP 74070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74070

Median Home Value
$208,400
Median Rent
$749
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,339/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74070 in Skiatook city, OK, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,339. That sits below the local median household income ($63,777), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
8.0%-22% vs US avg
x
Broadband Access
90.9%+4% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
13.1%-74% vs US avg
x
Mortgage-Free
42.4%+11% vs US avg
x
$208,400
Home Value
$749
Rent
1989
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.1%
  • 1-unit attached0.8%
  • 2-9 units4.8%
  • 10+ units3.4%
  • Mobile home & other11.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$208,400
Median rent$749
Owner-occupied75.2%
Vacant8.0%
Price-to-income3.3x
Est. income to buy$57,000