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Tulsa city, OK

ZIP 74105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74105

Median Home Value
$318,500
Median Rent
$810
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,046/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74105 in Tulsa city, OK, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,046. That is about 26% above the local median household income ($69,864), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.2%-17% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
11.4%-11% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
43.7%+14% vs US avg
x
$318,500
Home Value
$810
Rent
1964
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached5.5%
  • 2-9 units14.0%
  • 10+ units19.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$318,500
Median rent$810
Owner-occupied54.2%
Vacant10.0%
Price-to-income4.6x
Est. income to buy$88,000