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Tulsa city, OK

ZIP 74115 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74115

Median Home Value
$74,900
Median Rent
$723
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$481/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74115 in Tulsa city, OK, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $481. That sits below the local median household income ($43,111), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.9%-16% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
82.0%-6% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
15.2%+18% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
58.5%+53% vs US avg
x
$74,900
Home Value
$723
Rent
1956
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached1.9%
  • 2-9 units4.9%
  • 10+ units3.8%
  • Mobile home & other9.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$74,900
Median rent$723
Owner-occupied54.9%
Vacant12.8%
Price-to-income1.7x
Est. income to buy$21,000