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Tulsa city, OK

ZIP 74134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74134

Median Home Value
$216,900
Median Rent
$819
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,393/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74134 in Tulsa city, OK, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,393. That sits below the local median household income ($73,421), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.6%-3% vs US avg
x
Vacancy Rate
7.9%-24% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
19.6%-61% vs US avg
x
Mortgage-Free
28.0%-27% vs US avg
x
$216,900
Home Value
$819
Rent
1993
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached2.4%
  • 2-9 units12.8%
  • 10+ units16.7%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,900
Median rent$819
Owner-occupied63.6%
Vacant7.9%
Price-to-income3.0x
Est. income to buy$60,000