ZIP Code 74137 — Tulsa city, OK Demographics & Data

ZIP code 74137 covers Tulsa, OK in Tulsa County with a population of about 28,398.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-1; the TULSA media market.

Tulsa, OK sits in a university / college context (near oral roberts university (2.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 74137 is about $103,963 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.4%; unemployment rate near 4.4%; 60.0% of adults with a bachelor’s degree or higher (about 26.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 15.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $384,500 — about 10% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $958 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 68.3% (about 2.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74137 in Tulsa, OK, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,470. That is roughly in line with the local median household income ($103,963). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tulsa city, OK as Relatively High (composite score 97.9), which is among the highest nationally. The strongest component scores on US5 are flood (97.9) and wildfire (91.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tulsa city, OK show little to no average snow and around 42.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,138 for ZIP 74137 (Tulsa city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.