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ZIP 74169
Housing & Real Estate

ZIP 74169 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74169

Median Home Value

$113,900

Median Rent

$781

Affordability Snapshot

$31,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$732/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x

Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74169, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $732. That sits below the local median household income ($46,189), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

46.8%-28% vs US avg

Vacancy Rate

4.6%-56% vs US avg

Broadband Access

84.7%-3% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

0.3%-96% vs US avg

Rent Burden >30%

12.2%-75% vs US avg

Mortgage-Free

36.4%-5% vs US avg

$113,900

Home Value

$781

Rent

1974

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached71.1%
1-unit attached1.3%
2-9 units17.0%
10+ units10.2%
Mobile home & other0.3%

ZIP 74169 — Housing & Real Estate

Housing & Real Estate in ZIP Code 74169

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