ZIP Code 74457 — Pumpkin Hollow CDP, OK Demographics & Data

ZIP code 74457 covers Pumpkin Hollow, OK in Cherokee County with a population of about 241.

At a glance, the area shows median age of 63.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-2; the TULSA media market.

Pumpkin Hollow, OK is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 74457 is about $36,250 — about 52% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.4%; unemployment rate near 0.0%; 26.0% of adults with a bachelor’s degree or higher (about 7.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Finance and insurance, and Mining; a mean commute of about 92.0 minutes (U.S. average near 26.8).

Median home value is about $169,400 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 84.3% (about 18.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74457 in Pumpkin Hollow, OK, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,088. That is about 30% above the local median household income ($36,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pumpkin Hollow CDP, OK as Relatively Low (composite score 76.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.6) and flood (77.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pumpkin Hollow CDP, OK show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 74457 (Pumpkin Hollow CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.