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Whitefield town, OK

ZIP 74472 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74472

Median Home Value
$110,100
Median Rent
$542
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$707/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74472 in Whitefield town, OK, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $707. That sits below the local median household income ($43,542), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.6%+23% vs US avg
x
Vacancy Rate
13.3%+29% vs US avg
x
Broadband Access
86.6%-0% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$110,100
Home Value
$542
Rent
1993
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.5%
  • 1-unit attached0.7%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other22.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$110,100
Median rent$542
Owner-occupied80.6%
Vacant13.3%
Price-to-income2.5x
Est. income to buy$30,000