ZIP Code 74578 — Gowen CDP, OK Demographics & Data

ZIP code 74578 covers Gowen, OK in Latimer County with a population of about 5,721.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area codes 539, 918; U.S. House district OK-2; the TULSA media market.

Gowen, OK sits in a university / college context (near eastern oklahoma state college (0.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 74578 is about $41,429 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.5%; unemployment rate near 8.8%; 7.6% of adults with a bachelor’s degree or higher (about 26.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $94,200 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $539 (about 54% below the U.S. median rent ($1,163)), and owner-occupancy near 67.4% (about 2.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74578 in Gowen, OK, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $605. That sits below the local median household income ($41,429), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gowen CDP, OK as Very Low (composite score 34.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (92.6) and flood (40.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gowen CDP, OK show little to no average snow and around 50.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 229 for ZIP 74578 (Gowen CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.