US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74643
  5. Housing & Real Estate
Lamont town, OK

ZIP 74643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74643

Median Home Value
$65,000
Median Rent
$525
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$418/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74643 in Lamont town, OK, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $418. That sits below the local median household income ($66,172), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
32.7%+217% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
3.5%-49% vs US avg
x
Rent Burden >30%
14.9%-70% vs US avg
x
Mortgage-Free
61.9%+62% vs US avg
x
$65,000
Home Value
$525
Rent
1973
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached3.5%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other14.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$65,000
Median rent$525
Owner-occupied72.8%
Vacant32.7%
Price-to-income1.0x
Est. income to buy$18,000