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Tonkawa city, OK

ZIP 74653 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74653

Median Home Value
$86,200
Median Rent
$469
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$554/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74653 in Tonkawa city, OK, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $554. That sits below the local median household income ($58,259), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.5%+11% vs US avg
x
Vacancy Rate
12.5%+21% vs US avg
x
Broadband Access
77.0%-11% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
12.1%-5% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
65.5%+71% vs US avg
x
$86,200
Home Value
$469
Rent
1955
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached0.3%
  • 2-9 units4.9%
  • 10+ units2.7%
  • Mobile home & other6.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,200
Median rent$469
Owner-occupied72.5%
Vacant12.5%
Price-to-income1.5x
Est. income to buy$24,000