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ZIP 74702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74702

Median Home Value
$111,100
Median Rent
$715
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$714/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74702, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $714. That sits below the local median household income ($39,044), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
49.5%-24% vs US avg
x
Vacancy Rate
15.1%+47% vs US avg
x
Broadband Access
72.8%-16% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
10.7%-16% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
17.4%-65% vs US avg
x
Mortgage-Free
66.4%+74% vs US avg
x
$111,100
Home Value
$715
Rent
1957
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached1.9%
  • 2-9 units14.6%
  • 10+ units3.7%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,100
Median rent$715
Owner-occupied49.5%
Vacant15.1%
Price-to-income2.8x
Est. income to buy$31,000