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Calera town, OK

ZIP 74730 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74730

Median Home Value
$168,500
Median Rent
$760
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,082/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74730 in Calera town, OK, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,082. That sits below the local median household income ($60,956), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.0%-2% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
79.3%-9% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.5%-50% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
43.3%+13% vs US avg
x
$168,500
Home Value
$760
Rent
2002
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.0%
  • 1-unit attached3.3%
  • 2-9 units13.6%
  • 10+ units0.8%
  • Mobile home & other23.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$168,500
Median rent$760
Owner-occupied64.0%
Vacant4.5%
Price-to-income2.8x
Est. income to buy$46,000