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Grant CDP, OK

ZIP 74738 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74738

Median Home Value
$76,700
Median Rent
$269
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$493/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74738 in Grant CDP, OK, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $493. That sits below the local median household income ($39,219), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
28.1%+173% vs US avg
x
Broadband Access
66.5%-24% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.7%-82% vs US avg
x
Mortgage-Free
58.7%+54% vs US avg
x
$76,700
Home Value
$269
Rent
1980
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.9%
  • 1-unit attached2.2%
  • 2-9 units0.0%
  • 10+ units1.8%
  • Mobile home & other28.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$76,700
Median rent$269
Owner-occupied85.7%
Vacant28.1%
Price-to-income2.0x
Est. income to buy$21,000