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Valliant town, OK

ZIP 74764 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74764

Median Home Value
$123,300
Median Rent
$481
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$792/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74764 in Valliant town, OK, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $792. That sits below the local median household income ($53,454), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
14.6%+42% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
69.9%+83% vs US avg
x
$123,300
Home Value
$481
Rent
1985
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.3%
  • 1-unit attached0.5%
  • 2-9 units2.5%
  • 10+ units0.2%
  • Mobile home & other26.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,300
Median rent$481
Owner-occupied80.7%
Vacant14.6%
Price-to-income2.3x
Est. income to buy$34,000