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ZIP 74802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74802

Median Home Value
$63,800
Median Rent
$551
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$410/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74802, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $410. That sits below the local median household income ($28,170), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.1%-51% vs US avg
x
Vacancy Rate
12.2%+19% vs US avg
x
Broadband Access
76.9%-12% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$63,800
Home Value
$551
Rent
1963
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.3%
  • 1-unit attached3.0%
  • 2-9 units15.7%
  • 10+ units19.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$63,800
Median rent$551
Owner-occupied32.1%
Vacant12.2%
Price-to-income2.3x
Est. income to buy$18,000