ZIP Code 74850 — Lamar town, OK Demographics & Data

ZIP code 74850 covers Lamar, OK in Hughes County with a population of about 262.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 405, 572; U.S. House district OK-2; the OKLAHOMA CITY media market.

Median household income in ZIP 74850 is about $50,000 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.3%; unemployment rate near 11.8%; 13.9% of adults with a bachelor’s degree or higher (about 19.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Public administration, and Manufacturing; about 19.2% of workers reporting work-from-home (about 4.0 points above the U.S. share (15.2%)); a mean commute of about 59.0 minutes (U.S. average near 26.8).

Median home value is about $119,600 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $525 (about 55% below the U.S. median rent ($1,163)), and owner-occupancy near 86.5% (about 21.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74850 in Lamar, OK, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $768. That sits below the local median household income ($50,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lamar town, OK as Very Low (composite score 34.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (89.7) and hurricane (37.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lamar town, OK show little to no average snow.

IRS migration statistics show a net inflow of about 11 for ZIP 74850 (Lamar town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.