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Wellston town, OK

ZIP 74881 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74881

Median Home Value
$127,100
Median Rent
$558
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$816/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74881 in Wellston town, OK, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $816. That sits below the local median household income ($57,827), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+28% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
72.0%-17% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
1.6%-87% vs US avg
x
Built Post-2014
3.1%-54% vs US avg
x
Rent Burden >30%
7.6%-85% vs US avg
x
Mortgage-Free
53.5%+40% vs US avg
x
$127,100
Home Value
$558
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.3%
  • 1-unit attached0.1%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other36.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$127,100
Median rent$558
Owner-occupied84.0%
Vacant7.8%
Price-to-income2.2x
Est. income to buy$35,000