US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74937
  5. Housing & Real Estate
Heavener city, OK

ZIP 74937 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74937

Median Home Value
$89,500
Median Rent
$538
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$575/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74937 in Heavener city, OK, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $575. That sits below the local median household income ($45,205), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
22.4%+118% vs US avg
x
Broadband Access
65.7%-25% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
59.8%+56% vs US avg
x
$89,500
Home Value
$538
Rent
1978
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.9%
  • 1-unit attached0.8%
  • 2-9 units2.8%
  • 10+ units4.2%
  • Mobile home & other13.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$89,500
Median rent$538
Owner-occupied73.1%
Vacant22.4%
Price-to-income2.0x
Est. income to buy$25,000