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Christie CDP, OK

ZIP 74965 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74965

Median Home Value
$107,300
Median Rent
$407
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$689/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74965 in Christie CDP, OK, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $689. That sits below the local median household income ($49,913), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.1%-5% vs US avg
x
Vacancy Rate
15.1%+46% vs US avg
x
Broadband Access
73.8%-15% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
58.4%+53% vs US avg
x
$107,300
Home Value
$407
Rent
1977
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.3%
  • 1-unit attached0.0%
  • 2-9 units11.3%
  • 10+ units1.0%
  • Mobile home & other18.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,300
Median rent$407
Owner-occupied62.1%
Vacant15.1%
Price-to-income2.1x
Est. income to buy$30,000