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Plano city, TX

ZIP 75024 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75024

Median Home Value
$566,200
Median Rent
$1,659
Affordability Snapshot
$156,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,637/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75024 in Plano city, TX, a household would need roughly $156,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,637. That is about 33% above the local median household income ($117,445), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.1%-42% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
2.6%-62% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
37.1%-3% vs US avg
x
$566,200
Home Value
$1,659
Rent
2001
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached40.0%
  • 1-unit attached3.6%
  • 2-9 units9.6%
  • 10+ units46.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$566,200
Median rent$1,659
Owner-occupied38.1%
Vacant7.8%
Price-to-income4.8x
Est. income to buy$156,000