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Plano city, TX

ZIP 75025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75025

Median Home Value
$466,700
Median Rent
$1,794
Affordability Snapshot
$128,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,998/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75025 in Plano city, TX, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,998. That is roughly in line with the local median household income ($135,398). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.0%+2% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
96.9%+11% vs US avg
x
4+ Bedrooms
12.3%-17% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$466,700
Home Value
$1,794
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.3%
  • 1-unit attached4.1%
  • 2-9 units6.7%
  • 10+ units17.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$466,700
Median rent$1,794
Owner-occupied67.0%
Vacant3.0%
Price-to-income3.4x
Est. income to buy$128,000