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Flower Mound town, TX

ZIP 75028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75028

Median Home Value
$458,100
Median Rent
$2,059
Affordability Snapshot
$126,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,943/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75028 in Flower Mound town, TX, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,943. That sits below the local median household income ($147,040), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.2%+23% vs US avg
x
Vacancy Rate
2.0%-80% vs US avg
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
10.3%-30% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
26.3%-31% vs US avg
x
$458,100
Home Value
$2,059
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached1.7%
  • 2-9 units2.8%
  • 10+ units8.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$458,100
Median rent$2,059
Owner-occupied80.2%
Vacant2.0%
Price-to-income3.1x
Est. income to buy$126,000