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McLendon-Chisholm city, TX

ZIP 75032 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75032

Median Home Value
$462,000
Median Rent
$1,699
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,968/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75032 in McLendon-Chisholm city, TX, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,968. That is roughly in line with the local median household income ($128,465). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
3.7%-64% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
11.6%-21% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
4.8%-31% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$462,000
Home Value
$1,699
Rent
2003
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.3%
  • 1-unit attached2.7%
  • 2-9 units7.6%
  • 10+ units4.7%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$462,000
Median rent$1,699
Owner-occupied80.8%
Vacant3.7%
Price-to-income3.6x
Est. income to buy$127,000