Median home value is about $679,500 — about 95% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,587 (about 36% above the U.S. median rent ($1,163)), and owner-occupancy near 40.2% (about 25.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 75034 in Frisco, TX, a household would need roughly $187,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,365. That is about 73% above the local median household income ($107,945), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.