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Irving city, TX

ZIP 75039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75039

Median Home Value
$567,500
Median Rent
$1,704
Affordability Snapshot
$156,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,645/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75039 in Irving city, TX, a household would need roughly $156,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,645. That is about 52% above the local median household income ($102,366), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
16.1%-75% vs US avg
x
Vacancy Rate
11.2%+9% vs US avg
x
Broadband Access
97.4%+12% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
2.7%-61% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
27.3%-28% vs US avg
x
$567,500
Home Value
$1,704
Rent
2009
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.5%
  • 1-unit attached3.4%
  • 2-9 units4.4%
  • 10+ units80.6%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$567,500
Median rent$1,704
Owner-occupied16.1%
Vacant11.2%
Price-to-income5.5x
Est. income to buy$156,000