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Gunter city, TX

ZIP 75058 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75058

Median Home Value
$467,400
Median Rent
$1,158
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,002/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75058 in Gunter city, TX, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,002. That is roughly in line with the local median household income ($117,689). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.4%+26% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
91.8%+6% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
4.6%-34% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
31.5%-18% vs US avg
x
$467,400
Home Value
$1,158
Rent
2005
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.7%
  • 1-unit attached1.9%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other8.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$467,400
Median rent$1,158
Owner-occupied82.4%
Vacant10.4%
Price-to-income4.0x
Est. income to buy$129,000