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Rowlett city, TX

ZIP 75088 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75088

Median Home Value
$326,200
Median Rent
$1,661
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,095/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75088 in Rowlett city, TX, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,095. That sits below the local median household income ($105,064), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$326,200
Home Value
$1,661
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.0%
  • 1-unit attached0.8%
  • 2-9 units4.4%
  • 10+ units10.4%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$326,200
Median rent$1,661
Owner-occupied75.7%
Vacant2.5%
Price-to-income3.1x
Est. income to buy$90,000