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Sherman city, TX

ZIP 75092 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75092

Median Home Value
$260,100
Median Rent
$1,028
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,671/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75092 in Sherman city, TX, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,671. That is roughly in line with the local median household income ($67,160). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.0%-13% vs US avg
x
Vacancy Rate
8.1%-22% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$260,100
Home Value
$1,028
Rent
1987
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached1.0%
  • 2-9 units18.6%
  • 10+ units14.2%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$260,100
Median rent$1,028
Owner-occupied57.0%
Vacant8.1%
Price-to-income3.9x
Est. income to buy$72,000