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Highland Park town, TX

ZIP 75205 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75205

Median Home Value
$1,518,600
Median Rent
$2,171
Affordability Snapshot
$418,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$9,755/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

58.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75205 in Highland Park town, TX, a household would need roughly $418,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $9,755. That is about 122% above the local median household income ($188,396), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.3%-11% vs US avg
x
Vacancy Rate
11.0%+7% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
12.8%-13% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
3.2%-53% vs US avg
x
Rent Burden >30%
22.8%-54% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$1,518,600
Home Value
$2,171
Rent
1989
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.8%
  • 1-unit attached9.0%
  • 2-9 units11.3%
  • 10+ units32.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,518,600
Median rent$2,171
Owner-occupied58.3%
Vacant11.0%
Price-to-income8.1x
Est. income to buy$418,000