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Campbell city, TX

ZIP 75422 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75422

Median Home Value
$205,600
Median Rent
$784
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,321/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75422 in Campbell city, TX, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,321. That sits below the local median household income ($64,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
12.0%+16% vs US avg
x
Broadband Access
83.1%-4% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
10.7%-79% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$205,600
Home Value
$784
Rent
1991
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.7%
  • 1-unit attached0.3%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other33.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,600
Median rent$784
Owner-occupied78.3%
Vacant12.0%
Price-to-income3.2x
Est. income to buy$57,000