US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 75495
  5. Housing & Real Estate
Van Alstyne city, TX

ZIP 75495 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75495

Median Home Value
$353,500
Median Rent
$1,093
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,271/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75495 in Van Alstyne city, TX, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,271. That is roughly in line with the local median household income ($105,520). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+28% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
7.9%+14% vs US avg
x
Rent Burden >30%
13.8%-72% vs US avg
x
Mortgage-Free
34.8%-9% vs US avg
x
$353,500
Home Value
$1,093
Rent
2004
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached0.7%
  • 2-9 units3.5%
  • 10+ units6.0%
  • Mobile home & other8.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$353,500
Median rent$1,093
Owner-occupied84.0%
Vacant12.6%
Price-to-income3.4x
Est. income to buy$97,000