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McLeod CDP, TX

ZIP 75565 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75565

Median Home Value
$177,500
Median Rent
N/A
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,140/mo PITI).

9.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 75565 in McLeod CDP, TX, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,140. That is about 149% above the local median household income ($19,688), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
27.1%-59% vs US avg
x
Vacancy Rate
7.7%-25% vs US avg
x
Broadband Access
83.3%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
84.6%+122% vs US avg
x
$177,500
Home Value
N/A
Rent
1990
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units3.8%
  • Mobile home & other48.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,500
Median rent$-666,666,666
Owner-occupied27.1%
Vacant7.7%
Price-to-income9.0x
Est. income to buy$49,000