US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 75568
  5. Housing & Real Estate
Naples city, TX

ZIP 75568 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75568

Median Home Value
$108,600
Median Rent
$523
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$698/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75568 in Naples city, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $698. That sits below the local median household income ($47,983), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
21.9%+112% vs US avg
x
Broadband Access
73.1%-16% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
10.6%-79% vs US avg
x
Mortgage-Free
69.7%+82% vs US avg
x
$108,600
Home Value
$523
Rent
1973
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.8%
  • 1-unit attached2.0%
  • 2-9 units6.8%
  • 10+ units0.5%
  • Mobile home & other16.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,600
Median rent$523
Owner-occupied77.3%
Vacant21.9%
Price-to-income2.3x
Est. income to buy$30,000