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Carthage city, TX

ZIP 75633 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75633

Median Home Value
$150,400
Median Rent
$619
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$966/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75633 in Carthage city, TX, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $966. That sits below the local median household income ($63,960), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+17% vs US avg
x
Vacancy Rate
20.8%+102% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
11.0%-78% vs US avg
x
Mortgage-Free
55.9%+46% vs US avg
x
$150,400
Home Value
$619
Rent
1983
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.3%
  • 1-unit attached1.1%
  • 2-9 units6.6%
  • 10+ units3.8%
  • Mobile home & other17.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,400
Median rent$619
Owner-occupied76.2%
Vacant20.8%
Price-to-income2.4x
Est. income to buy$41,000