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Alvarado city, TX

ZIP 76009 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76009

Median Home Value
$211,000
Median Rent
$943
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,355/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76009 in Alvarado city, TX, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,355. That sits below the local median household income ($73,696), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+18% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
12.2%-75% vs US avg
x
Mortgage-Free
49.8%+30% vs US avg
x
$211,000
Home Value
$943
Rent
1995
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.9%
  • 1-unit attached0.1%
  • 2-9 units3.0%
  • 10+ units1.5%
  • Mobile home & other43.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,000
Median rent$943
Owner-occupied76.8%
Vacant14.8%
Price-to-income2.9x
Est. income to buy$58,000