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Bedford city, TX

ZIP 76021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76021

Median Home Value
$349,800
Median Rent
$1,233
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,247/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76021 in Bedford city, TX, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,247. That is roughly in line with the local median household income ($84,745). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.2%-20% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
27.8%-44% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$349,800
Home Value
$1,233
Rent
1985
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.5%
  • 1-unit attached5.7%
  • 2-9 units20.0%
  • 10+ units19.8%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$349,800
Median rent$1,233
Owner-occupied52.2%
Vacant3.0%
Price-to-income4.1x
Est. income to buy$96,000