US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76048
  5. Housing & Real Estate
Granbury city, TX

ZIP 76048 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76048

Median Home Value
$230,000
Median Rent
$1,095
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,477/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76048 in Granbury city, TX, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,477. That is roughly in line with the local median household income ($66,856). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
28.3%-43% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$230,000
Home Value
$1,095
Rent
1994
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached1.5%
  • 2-9 units5.3%
  • 10+ units11.4%
  • Mobile home & other21.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$230,000
Median rent$1,095
Owner-occupied74.0%
Vacant17.0%
Price-to-income3.4x
Est. income to buy$63,000