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Millsap town, TX

ZIP 76066 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76066

Median Home Value
$246,100
Median Rent
$525
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,581/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

39.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76066 in Millsap town, TX, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,581. That sits below the local median household income ($102,931), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.6%+31% vs US avg
x
Vacancy Rate
16.2%+58% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
5.4%-89% vs US avg
x
Mortgage-Free
45.0%+18% vs US avg
x
$246,100
Home Value
$525
Rent
1999
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.8%
  • 1-unit attached0.8%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$246,100
Median rent$525
Owner-occupied85.6%
Vacant16.2%
Price-to-income2.4x
Est. income to buy$68,000