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Southlake city, TX

ZIP 76092 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76092

Median Home Value
$956,200
Median Rent
$3,501
Affordability Snapshot
$263,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,142/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76092 in Southlake city, TX, a household would need roughly $263,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,142. That is roughly in line with the local median household income ($250,001). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
95.6%+46% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
40.5%+174% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
26.9%-46% vs US avg
x
Mortgage-Free
33.9%-11% vs US avg
x
$956,200
Home Value
$3,501
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.4%
  • 1-unit attached1.2%
  • 2-9 units0.3%
  • 10+ units2.8%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$956,200
Median rent$3,501
Owner-occupied95.6%
Vacant4.3%
Price-to-income3.8x
Est. income to buy$263,000